You’re a smart developer but yet you’re having trouble planning your finances and keeping your credit card debt in control. Then it’s likely that you don’t really understand what money is and how to manage it properly. I can help you help yourself in keeping your finances under control by giving you an understanding of the invisible driving forces behind money.
Here is how you can become a “knowledgeable investor” as according to the Monetary Authority of Singapore. You can also apply the same underlying principle of this trick to minimally meet a government regulation.